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This Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Know Your Customer (KYC) Policy explains the standards used for the online service available at dancebetbet.com (the “Website”). It is designed to help protect users, payment partners, and the wider financial ecosystem from misuse, fraud, and financial crime. We apply a practical, risk-based approach, with a strong focus on transparency, user safety, accuracy, and accountability in line with responsible E-E-A-T and YMYL expectations. 🔐

Last updated: 25 October 2025

1) Scope and Applicability

This Policy applies to all visitors, registered account holders, employees, contractors, and third-party service providers connected with the Website (collectively referred to as “Users” where the context allows). If use of the Website is not permitted under local law, access is not allowed. The Company may update this Policy from time to time to reflect changes in regulations, industry guidance, partner requirements, and supervisory expectations.

2) Legal and Regulatory Framework

The Website follows a principles-based compliance program informed by widely recognized international AML/CTF standards, including:

• FATF Recommendations (Financial Action Task Force) covering AML/CTF controls and risk-based supervision.
• EU AMLD requirements, including Directive (EU) 2015/849, as amended, and Regulation (EU) 2015/847 on information accompanying transfers of funds.
• Sanctions and lists screening, including UN consolidated lists and applicable regional or national sanctions regimes.
• Data protection practices inspired by GDPR principles such as lawfulness, fairness, transparency, purpose limitation, and security.

Nothing in this Policy reduces or replaces any stricter local legal requirement. Where two requirements conflict, the stricter standard will apply. 🚦

3) Definitions

• Money Laundering (ML): Any attempt to hide, disguise, transfer, convert, acquire, possess, or use funds or assets while knowing, or having reason to suspect, that they come from criminal activity.
• Terrorist Financing (TF): The direct or indirect provision, collection, or movement of funds with the intention or knowledge that they may be used to carry out terrorist acts or support terrorist organizations.
• KYC/CDD: Know Your Customer and Customer Due Diligence checks used to identify, verify, and assess Users and their activity.
• EDD: Enhanced Due Diligence, applied when higher risk is identified, such as high-value activity, PEP exposure, complex payment behavior, or unusual account patterns.
• PEP: Politically Exposed Person, including close family members and known associates where applicable.

4) Jurisdictional Access and Prohibited Use

The Website does not target, invite, or provide services in jurisdictions where online gaming or the use of the Website’s services is unlawful. Access may be blocked or limited where required. Users are responsible for confirming that their use of the Website is legal in their country of residence. Any attempt to bypass geo-blocking, identity checks, age controls, or legal restrictions is strictly prohibited. 🚫

5) Governance, Roles, and Accountability

• Board/Executive Oversight: Senior management approves the AML/CTF framework, risk appetite, and the resources needed to operate the program effectively.
• AMLCO: The Anti-Money Laundering Compliance Officer oversees day-to-day program performance, reporting, escalation, and remediation.
• Three Lines of Defense: 1) Business ownership of risk, 2) Compliance monitoring and advice, 3) Independent audit and assurance.

6) Risk-Based Approach (RBA)

The Company identifies, assesses, and manages AML/CTF risks across users, products, payment channels, delivery methods, and geographies. Controls are proportionate to the level of risk and are reviewed periodically to remain effective.

6.1) Customer Risk Segmentation

Customer risk is assessed through a multi-factor model that may consider KYC information, sanctions or PEP exposure, transaction speed and value, payment methods, device signals, and behavioral patterns. Risk ratings are dynamic, so a User’s classification may change as new information or activity becomes available.

6.2) Geographic and Sanctions Risk

Countries and regions may be categorized as low, medium, or high risk based on sanctions exposure, FATF statements, regulatory expectations, and known ML/TF vulnerabilities. Access may be restricted or denied for locations that present unacceptable risk.

7) Customer Due Diligence (CDD/KYC)

The Website uses tiered verification, which may include document authentication, trusted database checks, and liveness or selfie verification where available. The information requested is intended to be proportionate to account activity, legal requirements, and applicable risk thresholds.

7.1) Standard Information Collected

• Full legal name, date of birth, nationality, and gender.
• Residential address, including the country of usual residence.
• Valid contact details, including email and, where applicable, phone number.
• Government-issued photo identification and a secondary verification measure, such as a selfie with a randomized code.

7.2) Address Verification

Proof of address may be verified through reliable electronic databases. If this is not available or the result is unclear, the User may be asked to provide a recent utility bill, bank statement, or government correspondence issued within the last 3 months. The document must show the full name and address clearly, with all corners and text visible.

7.3) Enhanced Due Diligence (EDD)

EDD may be required when risk indicators are present, including PEP status, sanctions screening alerts, complex or unusual activity, cross-border patterns, or high-value behavior. EDD can include deeper identity verification, Source of Funds (SoF) and Source of Wealth (SoW) checks, supporting documents, and senior management approval.

8) Thresholds and Triggers

The thresholds below are illustrative and help determine the level of verification and monitoring that may apply. The Company may use stricter limits at its discretion or where required by partners, regulators, or risk assessments.

Tier	Activity Trigger (Illustrative)	Controls
Tier 1	Account creation; low activity	Basic KYC, including name, DOB, country, email, sanctions/PEP screening, and device risk checks
Tier 2	Single or aggregate deposits/withdrawals ≥ USD/EUR 2,000 (or equivalent)	ID document check with selfie/liveness, database verification, and address proof where needed
Tier 3	Single or aggregate deposits/withdrawals ≥ USD/EUR 5,000 (or equivalent), or unusual patterns	EDD including SoF/SoW, supporting documentation, senior-level review, and tighter account limits

9) Source of Funds (SoF) & Source of Wealth (SoW)

Where required, Users must provide clear and verifiable evidence showing where their funds or overall wealth came from. Acceptable examples may include:

• Recent payslips or employment contracts.
• Business ownership records, company filings, or dividend statements.
• Investment statements or property sale documents.
• Inheritance or gift documentation, and tax returns where appropriate.

If the information provided is not sufficient or cannot be reasonably verified, activity may be paused and the account may be restricted until satisfactory evidence is received. ⏸️

10) Ongoing Monitoring

Transactions and account behavior are monitored through automated systems and manual review to identify activity that does not match the User’s profile. Monitoring may include transaction speed, value, counterparties, payment method changes, device and IP signals, and gaming behavior, such as funding an account and quickly withdrawing without meaningful session activity.

• Level 1: Pre-transaction checks by payment processors and internal screening tools.
• Level 2: Real-time and post-event analytics with alerts reviewed by compliance staff.
• Level 3: Manual case review for higher-risk Users or patterns, with escalation to the AMLCO where needed.

11) Suspicious Activity Identification & Reporting

If activity appears inconsistent with the stated purpose of the account, the User’s known profile, or legitimate sources of income, the Company may take one or more of the following steps:

• Request additional KYC or EDD information.
• Restrict functionality, freeze balances, or end the relationship where permitted.
• Report suspicious activity information to competent authorities or Financial Intelligence Units (FIUs), where legally required.

In some cases, the Company may be legally limited in what it can disclose to Users because of “tipping-off” restrictions. 🔎

12) Payment Methods and Same-Route Principle

• Where feasible, withdrawals are processed back to the original funding method up to the amount deposited, helping reduce ML/TF risk.
• Third-party payment instruments are not allowed. The account holder name and payment method name must match.
• The Company may block deposits or withdrawals that do not match KYC information, account behavior, or applicable risk limits.

13) Cryptocurrency and Virtual Asset Controls

If virtual assets are supported, the Company may apply additional controls such as wallet risk scoring, blockchain analytics, origin-of-funds tracing, and restrictions on high-risk services, including mixers, tumblers, and sanctioned exchanges. Transfers from or to sanctioned or high-risk wallets are prohibited.

14) Records Management

• KYC and transaction records are kept securely for at least 10 years after the business relationship ends, or for any longer period required by law.
• Records may be stored in encrypted form on secure infrastructure with role-based access controls and audit logging.

15) Data Protection and Privacy

Personal data is collected for legitimate compliance purposes, processed lawfully, and protected through appropriate technical and organizational safeguards. Access is limited to personnel who have a genuine “need-to-know.” Data may be shared with authorities or trusted partners only where necessary to meet legal obligations, prevent fraud, or support AML/CTF controls. 🔒

16) Sanctions, PEP, and Adverse Media Screening

Users may be screened during onboarding and periodically afterwards against sanctions lists, PEP databases, and adverse media sources, depending on the level of risk. Potential matches may lead to EDD, account restrictions, or denial of service where required.

17) Training and Awareness

• Relevant staff receive mandatory AML/CTF training during onboarding, with refresher training provided annually.
• Specialized training modules cover KYC, EDD, sanctions, red flags, suspicious activity escalation, and data protection.

18) Independent Assurance and Continuous Improvement

• Internal audit teams and/or qualified third parties periodically assess the design and operational effectiveness of the AML/CTF program.
• Findings are tracked through remediation plans with clear deadlines and executive oversight.

19) User Responsibilities

• Provide accurate, complete, and up-to-date information, and promptly report any relevant changes in personal or financial circumstances.
• Use only payment methods held in your own name and avoid any third-party funding.
• Do not use VPNs, proxies, device spoofing, or similar methods to bypass geo-blocking, age restrictions, or AML/KYC controls.
• Cooperate with additional checks when requested. Failure to cooperate may result in restrictions or account closure.

20) Prohibited Activities

• Abuse of promotions or bonus manipulation in a way that suggests ML/TF risk or fraud.
• Structuring deposits or withdrawals to avoid thresholds, reviews, or monitoring.
• Use of shell accounts, mule accounts, or third-party cards and wallets.
• Access from, or transfers to, sanctioned jurisdictions, sanctioned persons, or prohibited entities.

21) Enterprise-Wide Risk Assessment (EWRA)

An enterprise-wide risk assessment is conducted at least once a year to evaluate inherent and residual AML/CTF risks across products, users, geographies, and channels. The results help prioritize control improvements, staffing needs, and technology planning. 📊

22) Complaints and Whistleblowing

The Company maintains channels for confidential reporting of suspected AML/CTF breaches by staff or Users. Reports are reviewed by compliance personnel with appropriate independence, confidentiality, and non-retaliation safeguards.

23) Contact

For questions about this AML/CTF & KYC Policy, requests relating to applicable data rights, or reports of suspicious activity, please use the following contact details:

• Website: dancebetbet.com
• Compliance: [email protected]
• Support: [email protected]

24) Final Provisions

This Policy is part of the Website’s broader compliance framework and should be read together with the Terms of Service, Privacy Notice, Cookie Policy, and any jurisdiction-specific notices. Where required by law or by a competent authority, the Company may share relevant information to help prevent financial crime. The Company may also refuse, suspend, or terminate services where AML/CTF concerns arise, even if definitive proof is not available, provided the decision is consistent with a careful, risk-based approach. ✅